What type of information does DollarVigil collect?

We may collect personal details such as your name, email address, and payment information when you subscribe or interact with our services.

How does DollarVigil use my information?

Your information is used strictly to provide services, improve user experience, send updates, and maintain security.

Does DollarVigil share my data with third parties?

We do not sell or rent your information. Data may be shared only with trusted partners or as required by law.

How can I contact DollarVigil regarding privacy concerns?

You can reach us via our contact page at https://www.dollarvigil.com/contact/.

Privacy Policy

Dollar Vigil protects your data with transparency, trust, and the highest standards of privacy.

Data security for credit cards and digital payments

Last Updated: 10/29/2025

Introduction

Welcome to DollarVigil (“we”, “our”, “us”). At DollarVigil, our mission is to help you prevent and detect financial fraud, and we take your privacy and trust seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you access our website at www.dollarvigil.com (the “Site”) and when you subscribe to our paid newsletter service (“Newsletter”). We aim for full transparency, compliance, and clarity.

By visiting the Site or subscribing to the Newsletter, you accept the practices described herein. Please read this policy carefully.

What Information We Collect

1. Analytics & Usage Data

When you visit our Site, we may automatically collect certain anonymous or pseudonymous usage information — for example, your IP address, browser type and version, pages visited, time spent on pages, referral URLs, and other similar usage metrics. This helps us optimise the Site and improve user experience.

If you subscribe to our paid Newsletter, we will collect personal data necessary to deliver, manage and support that service (for example: your name, email address, payment status, subscription tier).
We may also collect optional information you choose to provide (such as billing address, company name) to customise your experience and ensure proper billing.
All collection is based on your explicit consent when you subscribe.

3. Payment & Billing Information

We utilise a third-party payment processor (e.g., Razorpay) to handle payments. We do not store your full payment card details on our servers. We may store transaction records (e.g., date, amount, subscription tier) for billing and accounting purposes.

4. Cookies & Tracking Technologies

We use cookies, web beacons, and similar technologies to track usage, personalise experience, and for analytics and advertising. You can control and manage cookies using your browser settings.
Third-party ad networks may use cookies to serve personalised ads, based on your browsing behaviour.
You can opt-out of personalised ads via industry standard opt-out tools (e.g., via Google Ad Settings).
These practices are aligned with standard guides on newsletter/email-marketing privacy policies.

How We Use Your Information

We use the collected information for the following purposes:

To provide, maintain, and improve the Site and Newsletter service.
To manage your subscription, process payments, handle renewals and cancellations.
To send you Newsletter content, subscription / payment notifications, and service-related communications.
To personalise your experience (e.g., showing content relevant to your subscription tier).
To analyse usage trends, monitor and prevent fraud or abuse.
To comply with legal obligations and protect our rights.

We do not sell, rent or trade your personal data to third parties for marketing.
However, we may share or disclose information in these circumstances:

With our payment processor so that payments may be processed.
With our newsletter/email-delivery provider (e.g., the system which manages the newsletter list and sends emails) so that you may receive the service you have subscribed to.
With analytics and advertising partners (in anonymous/pseudonymous form) for cookie/tracking purposes.
To comply with legal obligations or to protect our rights (e.g., responding to a court order or investigating fraud).

Data Retention & Security

We retain the personal data we collect from you only as long as necessary to deliver the Newsletter service, manage our business and transactions, comply with legal obligations, resolve disputes and enforce our agreements. If you cancel your subscription, we will retain minimal information (e.g., email address and subscription history) for accounting, audit or legal purposes.
We implement reasonable administrative, physical and technical safeguards to protect your information. Nevertheless, no method of transmission over the Internet or electronic storage is 100% secure, so we cannot guarantee absolute security.

Your Rights & Choices

Opt-out/Unsubscribe: You can unsubscribe from the Newsletter at any time (via the unsubscribe link in emails, or by contacting us at hello@dollarvigil.com).
Cookies: You may disable or refuse cookies through your browser settings; however, this may affect your ability to use some features of our Site.
Access & Update: You can request to access, update or delete your personal data by contacting us.
Withdrawal of Consent: If you withdraw consent, we will stop processing your data for that purpose (except where we have a legitimate basis to retain it).
Children’s Privacy: We do not knowingly collect or solicit personal data from children under 13. If we become aware that a child under 13 has submitted personal information, we will delete such information.

International Transfers & Compliance

Because our Site is globally accessible, data may be processed and stored in locations outside your home country. We take steps to ensure your information is protected according to applicable data protection laws.
We aim to comply with laws such as the General Data Protection Regulation (GDPR), California Consumer Privacy Act (CCPA) and others where relevant.

Updates to the Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our services, legal requirements, or our internal policies. When we do, we will update the “Last Updated” date at the top of this page. We encourage you to review this page periodically for any changes.

FAQ: Frequently Asked Questions

Q1: Do I have to subscribe to your paid Newsletter to read the blog?
A1: No. Our blog articles remain freely accessible to all. The paid Newsletter is an optional premium service offering deeper insights, exclusive content and other subscriber benefits.

Q2: What personal data do you collect when I subscribe?
A2: At minimum we collect your name and email address so we can deliver the Newsletter. We may also collect billing information (e.g., billing address) associated with payment. We do not collect or store your full payment card number.

Q3: How will you use my email address?
A3: Your email address will be used to: deliver the Newsletter, send subscription/payment notifications, and service-related communications. We may also use it to tailor content relevance (depending on subscription tier). We will not use it for third-party marketing without your explicit consent.

Q4: Can I unsubscribe from the Newsletter or stop receiving emails?
A4: Yes. Every Newsletter email contains an unsubscribe link. You can unsubscribe at any time. Once unsubscribed, we will stop sending you the Newsletter, but you may still receive transactional emails (e.g., payment or account notices) if you were a subscriber.

Q5: Will I be tracked or receive personalised ads based on my subscription?
A5: We use cookies and third-party advertising networks to display ads on the Site (not inside the paid Newsletter). These may be personalised based on browsing behaviour. If you prefer, you can opt-out of personalised ads via your browser or the Google Ad Settings tool. Your subscription status itself is not used to personalise ads.

Q6: Is my credit card or payment information safe?
A6: Yes. We use a reputable payment processor (Razorpay) that handles all card payments securely. We do not store your full card details on our servers. We retain only the minimal transaction record (amount, date, subscription tier) for our accounting and audit purposes.

Q7: Do you share my data with third parties?
A7: We do not sell, rent or trade your personal data to third parties. We may share limited data with our payment processor, newsletter/email-delivery partner, analytics and ad-tracking services — all under strict contractual obligations and only to the extent necessary to operate our service.

Q8: What about children’s privacy?
A8: We do not knowingly collect information from children under age 13. If you believe we have inadvertently collected such data, please contact us at hello@dollarvigil.com and we will delete it promptly.

Q9: How will I know when the Privacy Policy changes?
A9: We will update the “Last Updated” date at the top of this page. We recommend you review the policy occasionally. If a change is significant, we may send notification via email to subscribers.

Q10: How can I contact you about privacy concerns or data requests?
A10: Please email us at hello@dollarvigil.com with any questions, requests for access, updates or deletion of your personal data.